![]() Your child will have fun learning essential reading and math skills through exploration! Your membership fee ensures that we can continue to provide Classic Starfall free of charge and offer low-cost, high-quality, educational resources to classrooms. Our low-cost membership program expands the free content you already enjoy to include delightfully animated songs, mathematics, and reading activities spanning pre-k to 2nd grade. Starfall is an educational alternative to other entertainment choices for children. Our systematic approach, in conjunction with audiovisual interactivity, is perfect for preschool, kindergarten, first grade, second grade, special education, homeschool, and English language development (ELD, ELL, ESL). Starfall has been teaching children to read with phonics for well over a decade. ![]() On July 1, 2015, the Polis-Schutz family donated their full interest in Starfall to the Starfall Education Foundation. The website opened in September of 2002 as a free public service and social enterprise supported by the Polis-Schutz family. 14, 2023.The Starfall Website is a program service of Starfall Education Foundation, a publicly supported nonprofit organization, 501(c)(3). Join NASA for conversations with scientists and telescope views from across the country on NASA’s YouTube beginning at 10:30 a.m. If you are not within the path of annularity, watching the eclipse from a virtual location is a great option. This happens because the Moon is slightly farther from Earth and appears too small to block out the Sun completely. Annular eclipses are famous for the “ring of fire” effect that appears around the edge of the Moon. ![]() This conceptual animation is an example of what you might expect to see through certified solar-viewing glasses or a handheld solar filter during an annular solar eclipse, like the one happening over the United States on October 14, 2023. To see all phases of an annular eclipse, including the “ring of fire,” you must view it from somewhere within the path of annularity. ![]() Birds go to roost, bees return to the hive, and even turtles come out of ponds. However, even with cloud cover, the eerie daytime darkness associated with eclipses is still noticeable to human animals as well as the four-footed ones and the flying ones. You need a clear sky to see the eclipse.What you can see during an annular eclipse depends on the weather and your location. An annular solar eclipse creates a “ring of fire” around the Moon, similar to that seen in this image taken by the Hinode spacecraft on January 4, 2011. During the few minutes of totality, there will be darkness around midday. Because the Moon is farther away from Earth than on average, it appears smaller than the Sun, creating a “ring of fire” effect in the sky, and since the Sun is never completely covered, observers must wear proper eye protection at all times while watching an annular eclipse.ĭuring a total solar eclipse, like the upcoming 2024 Solar Eclipse, the Moon is close enough to Earth to be sufficiently large to completely cover the bright face of the Sun. When the Moon passes between the Sun and Earth while it is close to or at its farthest point from Earth, an annular eclipse happens. The Moon’s distance from Earth is not constant, sometimes it is a little closer, sometimes a little farther away. Credit: Eclipse Predictions by Fred Espenak, NASA’s GSFCĪ map developed using data from a variety of NASA sources shows a detailed eclipse path and what observers across the States can expect to see at their local time. Animated map showing the 2023 annular eclipse path (red dot) and partial eclipse visibility (shadowed area). Even if you are not in the path of annularity, you will still be able to see a partial solar eclipse if weather conditions are right. 14, 2023, an annular total solar eclipse will be visible to millions across the globe as it sweeps through the skies of the northwestern United States through Mexico and Central America and into South America, exiting the continent in Brazil.
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Details of Dallas’s ambitious rail projectĬotton Belt Rail Line aims to provide mobility and connectivity for passengers along the corridor. The NCTCOG later referred Cotton Belt Corridor as a potential PPP project. The T also preferred Cotton Belt Rail Corridor as the locally preferred alternative to link DFW Airport through south-west Fort Worth. The Transit System Plan (TSP) 2030, approved by the DART board of directors in October 2006, renewed the proposals of a passenger service line through the Cotton Belt Rail Corridor. The final service plan drafted by DART in 1983 proposed a passenger service between the Red Line and Green Line in downtown Carrollton. DART owns approximately 54 miles between north Fort Worth and downtown Wylie. The Cotton Belt Rail Corridor falls in the vicinity of DART and the T. The expected daily ridership is around 15,500 passengers, which is estimated to increase depending on the development of the corridor and development of new transit networks around the corridor. The project is expected to be completed by 2016. A conceptual engineering and funding study was completed by NCTCOG. A Memorandum of Understanding between DART and RTC was signed in May 2010. This proposal asks NCTCOG and RTC to identify the source of funding for the project. Belo Corporation.A resolution was approved in March 2010 by the Board of Directors of DART requesting North Central Texas Council of Governments (NCTCOG) and Regional Transportation Council (RTC). "DART ends paid parking, creates reserved lot in Plano". "One year in DART's paid-parking experiment in Plano, Carrollton is not faring nearly as well as expected". "Paid parking could start at two DART lots by December". " 'We should have Carrollton on the front of that train' City is first to tell agency what it wants light-rail stops called". "Final Report Major Investment Study for the DART Northwest Corridor". "On DART's Green Line, the advantage is clear". ^ a b "North Carrollton/Frankford Station". ![]() North Carrollton/Frankford reverted to free parking on April 2, 2014. After the pilot program failed to make a profit, DART opted to end it. ![]() However, most commuters simply switched to parking at other stations in North Carrollton/Frankford's case, most commuters moved to Trinity Mills. The proposal was intended to improve parking availability and to make up for the lack of sales tax revenue from non-residents. North Carrollton/Frankford was one of two stations to be included in the program at launch, the other being Parker Road. On April 2, 2012, DART began a pilot program known as "Fair Share Parking", which required commuters from non-DART member cities to pay a $2 fee for parking. The station was opened on Decemwith the rest of the northern Green Line. ![]() The station was primarily intended as a park-and-ride lot for Denton County residents commuting to Downtown Dallas, but the A-train (which did not stop at the station) would serve the same purpose. In 2004, following the proposal of the A-train, the city of Carrollton debated removing North Carrollton/Frankford from the line. This proposal renamed the Frankford Road station to "North Carrollton" with the specific aim of ensuring that the name "Carrollton" would appear on the line's destination signs. In 2002, the city of Carrollton passed a resolution proposing names for the three stations in the city. In these proposals, the station was simply named "Frankford" after Frankford Road. ![]() The station was first proposed in 2000 in a study of the "Northwest Corridor", which included the modern-day Green Line and Orange Line. Instead, it meets with the Green Line at Trinity Mills, one station to the south. The station is adjacent to the right-of-way for the A-train commuter rail line, but the A-train does not stop at North Carrollton/Frankford. The station is the only DART facility to be located in Denton County and primarily serves as a park-and-ride. North Carrollton/Frankford station (sometimes shortened to North Carrollton station) is a DART Light Rail station in Carrollton, Texas that serves as the northern terminus of the Green Line. ![]() ![]() She doesn’t judge, accepts me how I am, she’s a great mother.” I think the main reason is she accepts my flaws and all. Charles told former WWE presenter Renne Paquette that his marriage has lasted for more than three decades, largely thanks to Maureen. Interracial marriages are now more common, but the racial climate in the United States is still hostile. If you are Hispanic, you are going to be some type of gangbanger. If you are some type of Muslim, you are going to be blowing stuff up. “If you are black on television, you are probably going to be some kind of thug, gangster or portrayed in a negative light. Despite the controversy, Maureen and Charles married in 1989.īarkley told Sports Illustrated that he hated the stereotypes attached to non-White people. Philly had allegedly not accepted interracial relationships, let alone interracial marriages. The couple reportedly faced backlash for pursuing an interracial relationship. | Vinnie Zuffante/Michael Ochs Archives/Getty Images Charles Barkley and Maureen Blumhardt in a branch of Planet Hollywood, location unspecified, 1994. Barkley was playing for the 76ers, and Maureen was a legal aid. ![]() Maureen and Barkley met in the 1980s and married in 1989Ĭharles Barkley and Maureen Blumhardt met in the 1980s at a restaurant named City Avenue in Pennsylvania. This piece looks at Charles Barkley’s wife, Maureen Blumhardt. Barkley’s overt celebrations and taunts must have stung Smith, who couldn’t bear to look at the dancing Chuckster.īarkley’s career exploits are well-documented, but he rarely discusses his personal life. Smith, a North Carolina alum, was disappointed by the result, and Barkley was on hand to rub his face in it. Barkley foretold a Kansas Jayhawks win against the North Carolina Tar Heels.įollowing a stirring comeback, the Jayhawks won, validating Charles’ prediction. Barkley’s colleague Kenny Smith recently found himself on the wrong side of a correct prediction by Charles. Charles Barkley is an NBA legend known by current NBA fans for his antics and predictions as an NBA analyst. ![]() The rodent cycle, which appears as a pulsed resource, can be at the peak in one area while it might be at its lower point in another within the same season ( Predavec et al., 2001 Krebs et al., 2002). The rodent cycle in the Arctic is defined by a period where lemming and vole abundance rises for a few years, reaches a peak and afterwards crashes ( Oksanen and Oksanen, 1992 Angerbjörn et al., 2001). These species have evolved to efficiently predict and track spatial variations in this variable resource ( Sundell et al., 2004 Ims and Fuglei, 2005 Gilg et al., 2009 Schmidt et al., 2012). ![]() A core component of life in the tundra habitat is the rodent cycle representing an abundant resource for numerous predators such as the stoat ( Mustela erminea), arctic fox ( Vulpes lagopus), long-tailed skua ( Stercorarius longicaudus), snowy owl ( Bubo scandiacus), and rough-legged buzzard ( Buteo lagopus) every 3–5 years ( Gilg et al., 2003, 2006 Sundell et al., 2004 Tast et al., 2010). Another key aspect to consider in the Arctic is the high inter-annual variability in environmental conditions (including food resources) during the reproductive season. Spring migration and the options for arrival to the breeding area are limited in time by the photoperiod ( Pokrovsky et al., 2021) and extreme environmental conditions on the breeding grounds, such are low temperature, scarcity of food, and snow cover ( Curk et al., 2020). Another limitation for migratory arctic species is the timing of migration. This lack of time is especially evident in arctic migrants, which are particularly limited by a short breeding season ( Bêty et al., 2004 Madsen et al., 2007 Lamarre et al., 2017). Particularly so in migratory species that travel large distances and thus have very little time after their arrival to the breeding grounds to choose an appropriate location for reproduction. The decision of animals to inhabit a specific area is of significant importance for their reproductive success and survival ( Montgomery and Roloff, 2013). We anticipate our study provides a step forward toward understanding movement and settlement decisions in animals experiencing high inter-annual environmental variation. ![]() Therefore, as rodent cycles have been predicted to collapse in the warming Arctic, we can expect arctic predators to change their movement patterns in the future with serious potential consequences for their conservation. At the same time, buzzards that bred in the rodent-free ecosystem prospected less and showed a high level of philopatry. ![]() Failed breeders prospected more than successful ones. Rough-legged buzzards, regardless of breeding success, remained in the Arctic all breeding season until the end of September. In the following year, individuals return to and attempt to breed in the area they inspected the year before. Here we show that rough-legged buzzards search for a nesting location during the previous breeding season in a post-breeding period. We tracked 43 rough-legged buzzards using GPS telemetry and assessed their movements post-breeding prospecting behavior to test our hypothesis. We hypothesized that rough-legged buzzards select nesting areas during the previous breeding season. It remains unclear how arctic predators, especially migrants, can find nesting areas where rodents are numerous when their selection time is so limited. This general time constraint is amplified in rough-legged buzzards ( Buteo lagopus) who, as many other arctic predators, rely on rodent (lemming) cycles during the breeding season, a 3–5 year period of waxing and waning local food abundance. This is especially evident in arctic migrants, which are restricted by a narrow window of opportunity when environmental conditions are favorable for breeding. Migratory species have a limited time for habitat selection upon arrival at the breeding grounds. 4Institute of Plant and Animal Ecology, Ural Branch of the Russian Academy of Sciences, Yekaterinburg, Russia.3Institute of Biological Problems of the North, Magadan, Russia.2Department of Biology, University of Konstanz, Konstanz, Germany.1Department of Migration, Max Planck Institute of Animal Behavior, Radolfzell, Germany.Teja Curk 1,2 * Olga Kulikova 3 Ivan Fufachev 4 Martin Wikelski 1 Kamran Safi 1 Ivan Pokrovsky 1,3,4 * ![]() You must uninstall and remove any traces of any Logitech softwares you have installed in your computer. I'm using the exact same configs (as in the pic below) I used in all previous games (from F1 22 to F1 2019) and they used to work just fine. (real life) wheel led lights are not working at all (they're all off). Editing the values at the VIBRATION & FORCE FEEDBACK tab in game have absolutely NO effect at all (and yes, the FFB is turned ON) and the changes are being saved to the controller config and active, of course. Very Low Force Feedback With A Logitech G29 Wheel What do you expect to see? Nothing to see, but to feel. What happens when the bug occurs? The Force Feedback is very low, no matter what settings I put on the VIBRATION & FORCE FEEDBACK tab at the Controllers config - I'm using the exact same settings I used to in F1 22, F1 2021, F1 2020 and F1 2019 and it always worked just fine. Steps: How can we find the bug ourselves? Just play the game with a Logitech G29 wheel. Which area is the bug/glitch in? Single Player What is your 16 digit Report Code? DTPC-CAKV-KHSC-VMXEĬan you please provide the name of your current internet service provider? Claro NET Summarize your bug Very Low Force Feedback With A Logitech G29 Wheel + editing the values at the VIBRATION & FORCE FEEDBACK tab in game have absolutely NO effect at all (and yes, the FFB is turned ON) and the changes are being saved to the controller config and active + (real life) wheel led lights are not working at all. Information, Guides and Announcements for the EA app. Here we further explore the nature of this state function and define it mathematically. ![]() In Chapter 13, we introduced the concept of entropy in relation to solution formation. To help explain why these phenomena proceed spontaneously in only one direction requires an additional state function called entropy (S), a thermodynamic property of all substances that is proportional to their degree of "disorder". Moreover, the molecules of a gas remain evenly distributed throughout the entire volume of a glass bulb and never spontaneously assemble in only one portion of the available volume. For example, after a cube of sugar has dissolved in a glass of water so that the sucrose molecules are uniformly dispersed in a dilute solution, they never spontaneously come back together in solution to form a sugar cube. Since there is no disorder in this state, the entropy can be defined as zero. Imagine cooling the substance to absolute zero and forming a perfect crystal (no holes, all the atoms in their exact place in the crystal lattice). For a full video: see Thus enthalpy is not the only factor that determines whether a process is spontaneous. The absolute entropy of any substance can be calculated using equation (1) in the following way. When water is placed on a block of wood under the flask, the highly endothermic reaction that takes place in the flask freezes water that has been placed under the beaker, so the flask becomes frozen to the wood. entropy and to derive absolute entropy values under specific. Standard absolute entropy values are given in units of joules per kelvin per mole J K-1 mol-1 Values of standard absolute entropy (S) for many substances have been tabulated. According to the Boltzmann equation, the entropy of this system is zero. The reaction of barium hydroxide with ammonium thiocyanate is spontaneous but highly endothermic, so water, one product of the reaction, quickly freezes into slush. The standard absolute entropy of a substance, S, is the absolute entropy of a substance in its standard state (298.15 K, 100 kPa). In physics, black hole thermodynamics is the area of study that seeks to reconcile the laws of thermodynamics with the existence of black hole event horizons.As the study of the statistical mechanics of black-body radiation led to the development of the theory of quantum mechanics, the effort to understand the statistical mechanics of black holes has had a deep impact upon the understanding of. ![]() Our procedures are simple, robust, and reliable and can be used by specialists and nonspecialists alike.\): An Endothermic Reaction. Coupled with our published procedures, which relate volume to other thermodynamic properties via lattice energy, the correlation reported here complements our development of a predictive approach to thermodynamics and ultimately permits the estimation of Gibbs energy data. Entropy can be defined as the two equivalent definitions: The classical thermodynamic definition. For ionic hydrates, S degrees 298 /J K(-)(1) mol(-)(1) = 1579 (V(m)()/nm(3) formula unit(-)(1)) + 6 or = 2.621 + 6. A measure of an extent to which energy is dispersed is called entropy. The regression lines pass close to the origin, with the following formulas: For inorganic ionic salts, S degrees 298 /J K(-)(1) mol(-)(1) = 1360 (V(m)()/nm(3) formula unit(-)(1)) + 15 or = 2.258 + 15. The approach can also be extended to estimate entropies for hypothesized materials. V(m)() can be obtained from a number of possible sources, or alternatively density, rho, may be used as the source of data. ![]() It is shown here that formula unit volume, V(m)(), can be employed for the general estimation of standard entropy, S degrees 298 values for inorganic materials of varying stoichiometry (including minerals), through a simple linear correlation between entropy and molar volume. 4 Absolute Entropy The absolute entropy of a substance may be calculated as the sum of the configurational entropy, the entropy changes associated with changes. The enthalpy and entropy change for the reaction are 30 KJ/mol and 105 J/K/mol, find out if T 285.7K. ![]() Standard absolute entropies of many inorganic materials are unknown this precludes a full understanding of their thermodynamic stabilities. The Enthalpy and entropy changes of a reaction are 40.63 KJmol1 and 108.8JK1mol1, the value of G is positive and hence the reaction is nonspontaneous. You can move a group of cards in a column as a single unit to another pile if they are all in descending order of the same suit.Build a sequence of cards in the piles by moving any face-up card on top of a card with the next-highest value, such as a 9 of spades moving onto a 10 of spades.Once all the cards are moved to the foundation, you win! Available Moves You can add cards to the tableau 10 at a time, with 1 card each going into each tableau column.įoundation: When cards in the tableau are arranged from Ace to King, they are then placed in one of the 8 foundation piles. Stock pile: After cards are dealt into the tableau, the remaining 50 cards go to the stock pile. Here, you will try to arrange cards by suit, from Ace to King. Tableau: These are the ten columns of 54 cards, where where the first 4 columns have 6 cards and the last 5 columns have 5 cards. The game is won when each foundation is filled with suit-stacked cards, arranged from King to Ace, and no cards remain in the tableau. Whenever you complete a sequence, you move those cards from the tableau to one of the eight foundations. Your goal is to arrange and sequence the cards in the columns along the tableau in descending order, from King to Ace. There are three difficulty levels in Spider Solitaire with 1 Suit being the easiest, 2 Suits being medium difficulty, and 4 Suits being the hardest. Spider Solitaire is a variation of classic solitaire where you have to place 104 cards into four foundations by sorting them in a tableau. For other fun games, try FreeCell Solitaire or play online Solitaire. Score based on time and total moves, and compete on our leaderboards. No download or email registration required, and play in full screen mode or on your mobile phone. Play Google Solitaire today and enjoy the timeless card game that has entertained millions for generations.Start playing unlimited games of Spider Solitaire for free. It’s a fantastic way to unwind, sharpen your mind, and have fun right from your browser. No downloads or installations are necessary-simply open your web browser, search for “Google Solitaire,” and start playing.Įxperience the joy of classic solitaire online with Google Solitaire. You can play it online at your convenience, and best of all, it’s completely free.Ĭhallenge yourself, test your card-playing skills, and immerse yourself in the world of Google Solitaire. Whether you’re an experienced solitaire player or new to the game, Google Solitaire provides a user-friendly platform to enjoy this classic. ![]() It’s a game that offers both relaxation and mental stimulation, making it a perfect choice for a quick break or a leisurely session. The simplicity and addictive nature of solitaire have made it a favorite pastime for generations. As you move and remove cards, your goal is to ultimately sort them by suit and rank, starting with aces and ending with kings. The objective is to manipulate and arrange a standard deck of 52 cards on the board. Solitaire is a classic card game designed for a single player. It offers the perfect opportunity to relax, unwind, and challenge your card-playing skills. This digital version of the beloved solitaire card game is available for free online through the Google search engine. Google Solitaire is a timeless classic, and now you can enjoy it right from your web browser. ![]() Both companies agreed to it, and went on to produce Guitar Hero in 2005. RedOctane was seeking to bring in a Guitar Freaks-like game, highly popular in Japan at the time, into Western markets, and approached Harmonix about helping them to develop a music game involving a guitar controller. Guitar Hero was created from a partnership between RedOctane, then their own company that produced specialized video game controllers, and Harmonix, a music video game development company who had previously produced Frequency, Amplitude, and Karaoke Revolution. The new logo, which was introduced with Guitar Hero 5 and used up through Warriors of Rock, removes these sharp features so as to reflect the broader selection of music now included in the games. ![]() History Origins and development at Harmonix (2005–2006) The original Guitar Hero logo features more pointed decorations on its letters, emphasizing its basis in heavy metal. Following a lukewarm reception and sales, Activision laid off many of the game's developers and sold the studio to Ubisoft, later shutting down the game's streaming DLC service. Guitar Hero Live, released in October 2015, was the first new title in the series in five years, considered to be a reboot of the series and developed by FreeStyleGames, which had developed the DJ Hero games. Activision later shut down sales of the series' downloadable content, although users who purchased material from it previously may still play what they bought. Despite asserting consumer research suggested continued solid demand for the series, Activision later stated that the series was on hiatus for 2011, amid the development of a seventh main installment that was later cancelled as the emerging product was considered to be of poor quality. The series has sold more than 25 million units worldwide, earning US$2 billion at retail.ĭespite early success, the series, along with the overall rhythm game genre, suffered from poor sales starting in 2009. The first game in the series was considered by several journalists to be one of the most influential video games of the first decade of the 21st century. Such games have been utilized as a learning and development tool for medical purposes. The Guitar Hero franchise was a primary brand during the emergence of the popularity of rhythm games as a cultural phenomenon in North America. The series has twenty-five releases, including the two spin-offs, the DJ Hero series and Band Hero. Additional companies, such as Budcat Creations and Vicarious Visions, have assisted in the adaptation of the games for other systems. Activision brought Neversoft (primarily known for their Tony Hawk series of skateboarding games) on board for future development duties. Harmonix was acquired by MTV Games and went on to create the Rock Band series of music games in the same vein as Guitar Hero. The series became extremely successful, leading to the acquisition of RedOctane by Activision in 2007. The first game in the series was made on a budget of US$1 million. It enlisted Harmonix, which had previously developed several music video games, for development assistance. In 2005, RedOctane, a company specializing in the manufacture of unique game controllers, was inspired to create Guitar Hero based on its experience creating hardware for Konami's Guitar Freaks arcade game. Later titles in the series feature support for downloadable content in the form of new songs. The series initially used mostly cover versions of songs created by WaveGroup Sound, but most recent titles feature soundtracks that are fully master recordings, and in some cases, special re-recordings, of the songs. With the introduction of Guitar Hero World Tour in 2008, the game includes support for a four-player band including vocals and drums. Most games support single player modes, typically a Career mode to play through all the songs in the game, as well as competitive and cooperative multiplayer modes. The games attempt to mimic many features of playing a real guitar, including the use of fast-fingering hammer-ons and pull-offs and the use of the whammy bar to alter the pitch of notes. Players match notes that scroll on-screen to colored fret buttons on the controller, strumming the controller in time to the music in order to score points, and keep the virtual audience excited. Guitar Hero is a series of music rhythm game video games first released in 2005, in which players use a guitar-shaped game controller to simulate playing primarily lead, bass, and rhythm guitar across numerous songs. PlayStation 2, Xbox 360, PlayStation 3, Wii, Microsoft Windows, Mac OS X, Arcade, Nintendo DS, Mobile phone, PlayStation 4, Wii U, Xbox One, iOS ![]() Advanced version also has automated calculation on calories & macros based on ingredient’s portions and calculation of calories & macros based on servings. Also you can Favourite them to see them at all times on dashboard. Add calories and macros to each meal and add them later to Meal Schedule. □ Meal Gallery - place for storing all of your meals, drinks and much more… What you eat and drink everyday. □ Ingredients - place for storing and setting calories & macros for your ingredients to connect them to your meals. Advanced version also has automatic calculation of calories and macros based of portions of meals and better display. □ Meal Schedule - place for setting up your meal schedule (sorted automatically by type) and tracking your calorie, macro, water intake and no. Also displayed and compared in monthly Weekly/Monthly Macro Overview. □ Daily Goals - place for setting your calorie, macro and water intake for the day. Weekly/Monthly Macro Overview to see your calorie & macro progress according to your goal. Simplified Meal Schedule with sorted meals for the day, calories and macros. Shopping list with Archive button to hide items after you bought them. Favourite meals to see your favourites at all times. Quick Actions section with buttons to streamline setting up mew meals, things to buy and meal schedules. □ Dashboard - place with every important piece of information. BONUS: You get 18 Handpicked macro friendly meals with recipes! Forget about eating junk food and start tracking your calories & macros with ease! Whether you want to simply track what you eat, stick to your diet or you have a certain weight goal - this template is for you!Īre you ready to see the benefits of eating healthy and tracking everything in one place? Set your calories & macros goal, add your favourite meals with counted macros and track what you eat and drink everyday with ease. Notion system for tracking everything in one place. Presenting you Meal Planner & Macro Tracker. You need a solid plan and a tool to help you succeed. Counting calories in your head doesn't work in long term. Are you struggling to stick with your diet? Planning to eat healthy, but can't start? If your eating patterns are different, adjust your calorie intake accordingly.Embrace healthy lifestyle. A typical breakfast should be eaten one hour after waking up, and dinner 2-3 hours before going to sleep. When in doubt, consult a dietitian for a personalized diet plan.Īdditionally, remember that the meals should be distributed more or less equally in time. Still, this meal calorie calculator can serve as a good rule of thumb for how many calories per day you should eat. Depending on your metabolism, nutrition habits, and daily routine, you might discover that you need to adjust them. Of course, these numbers are just guidelines - you don't need to stick to them religiously. 5-10% of daily calories for an afternoon snack.If you eat five meals a day, you should consume: 5-10% of daily calories for morning snack.If you eat four meals a day, you should consume: If you eat three meals a day, you should consume: This meal calorie calculator suggests a split between three, four, or five meals. ![]() Once you know the recommended daily calorie intake (or maintenance calories), you can divide it into meals. Physical activity level - the more active you are, the more energy you need. ![]()
After all, if it was easy to pay off debt, you probably wouldn't need this calculator. According to Dave Ramsey, it is important to build momentum and see success early on. The benefit of this method is the psychological effect of seeing the number of debts disappear quickly. Debt Snowball (Lowest Balance First): Even though the snowball effect applies to all of these strategies, the debt snowball strategy usually refers to the method of paying the lowest balance first.For more information, see Dave Ramsey's article on the debt snowball effect, or read his book, "The Total Money Makeover". Unless you choose the "No Snowball" option, ALL of these strategies make use of the snowball effect described above. Each of these strategies has to do with the order that you target your debts with your snowball. This section describes the different strategies that you can choose within the debt snowball spreadsheet. 42 Effective Ways to Save Money Debt Reduction Strategies.How to Calculate the Monthly Payment to Reach Your Payoff Goal.What Debt Reduction Strategies Do You Use?.In that case, the spreadsheet automatically divides your snowball between the current and next target. There are times when your snowball is larger than the remaining balance on your current debt target. Your new larger snowball becomes the extra payment that you apply to the next debt in the sequence. So, that payment amount gets rolled into your snowball. The snowball is the extra payment that you will make on your current debt target.Īfter you pay off your first debt, you no longer need to make the minimum payment on that debt. The total monthly debt payment remains the same from month to month. When applied to debt reduction, the snowball effect refers to how your extra payment grows as you pay off each debt.Īs defined above, the snowball is the difference between your total minimum payments and your total monthly debt payment. The snowball effect is the idea that a snowball grows as it rolls down a hill. Experiment with choosing different payoff strategies or use the Custom column to choose the order to target your debts. Look at the results table to see the debts in your chosen order along with the total interest paid and the months to pay off each debt.This initial snowball, or "extra payment," is applied to one debt target at a time, depending on the order defined by your chosen strategy. The difference between the total minimum payments and your total monthly payment is your initial snowball. Enter the total monthly payment that you can pay each month towards your debts, based on your home budget.This spreadsheet assumes a fixed minimum payment for each debt, so you may want to update the calculator every few months. For some debts, like credit cards, the minimum payment may change over time. You may need to verify your minimum payment with your lending institution. Enter the minimum payment you will make each month for each debt.Enter abbreviated names for your credit card or lending institution, the current balances, and the interest rate information for all of your current debts (including home equity lines of credit or second mortgages).Bonus Spreadsheet: The pro version includes a commercial license of the Credit Repair edition.įollow these simple steps to use the debt snowball worksheet:.You can use it to print reports or create PDF reports, but the commercial license doesn't permit sharing the actual spreadsheet file.The templates includes a section at the top to list your client's name and the preparer's name and address (see the screenshot). ![]()
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